Imagine drastically slashing how much you pay for rent while still getting to live in a place that’s safe, decent, and sanitary. That’s the whole goal of the government’s Section 8 program, and affordable rent combined with suitable housing is why it’s so popular.
Unfortunately, Section 8’s popularity comes with a price: Extremely long wait times. How long could you be waiting for a Section 8 voucher? Over a year, which is why you should apply now if you haven’t done so already by contacting your nearest Public Housing Agency (PHA).
Since the demand for Section 8 vouchers is so high and the wait so long, holding onto yours is essential. What’s needed to keep your Section 8 voucher once you have it? Following certain rules that are expected of a Section 8 tenant. Here they are:
Section 8 Tenant Rules
Before we jump into this list, it’s worth noting that each PHA’s rules might vary slightly. Still, you can expect to become familiar with these during your housing voucher journey:
Finding Your Own Housing
There’s a misconception that Section 8 automatically equals living in some public housing projects. That couldn’t be further from the truth, as Section 8 puts you in control of where you live.
Are there some restrictions regarding the housing you can pick? Sure, but as long as the property fits these basic requirements, you should be good to go:
- Located in the area approved by your PHA.
- Apartment, townhome, or single-family home.
- Charges reasonable rent.
- Passes a Section 8 property inspection.
Once your voucher is approved, you will have a certain time limit to find housing. If time runs out, your voucher could be given to someone else.
Paying Fees Out of Your Own Pocket
Yes, your Section 8 voucher will help pay some of your rent each month, but it won’t help with these two common costs:
- Application fees from landlords.
- Security deposits.
You’ll have to pay for those yourself, so save up as much as you can to avoid any snags due to a lack of cash.
Following Your Landlord’s Rules
In a standard rental agreement, your landlord outlines rules you must follow as a tenant. The same will be expected of you with Section 8. If you get evicted for not following the rules, you can lose your voucher.
Paying the Rent on Time
You’ll have to pay some of the rent (around 30 percent of your income), even if you get approved for Section 8 assistance. The rent must be paid on time to keep your voucher.
Living On-Site
To receive Section 8 assistance, you will have to live on the property. You cannot lease it to someone else, as that is considered fraud.
Keeping in Touch With Your PHA and Landlord
If your household gains or loses income or family members, you’ll have to notify your PHA, as that can affect your voucher amount. And if you decide to move, you’ll have to give proper notice to your landlord and PHA.
Section 8 Assist
