Section 8 Assist

Section 8 Housing Scams, Beware

Section 8 housing assistance could keep you in the clear the next time a crisis like COVID-19 occurs.

But before you make any moves, here are some housing-related scams you should beware of.

Scammers love times of desperation, as it gives them the chance to take advantage of those in need. The coronavirus outbreak has caused many people to become desperate due to job and income loss. As they search for ways to save money, scammers have come up with clever cons to separate them from their cash.

What’s one area where many scams have popped up? Housing, which includes Section 8 vouchers from the government.

While Housing Choice Vouchers can help you save a ton of money in the long run, you could lose your money in the short term should you give in to any of the following cons.

1. Rental assistance offers for a fee.

The government created the Section 8 program to help low-income families achieve the dream of safe, affordable housing. As such, they do not charge you fees to get assistance or apply for it.

Whether by email, phone, or in person, avoid scams that promise rental assistance as long as you submit an upfront payment in the form of:

  • Cash
  • Check
  • Wire transfer

No legitimate rental assistance program, including Section 8, will ask you for money, especially during the coronavirus pandemic.

Scammers have technology that can “spoof” email addresses and phone numbers to appear legitimate or from a government entity. Instead of responding to or answering them, contact your local Public Housing Agency (PHA).

2. Any unsolicited offers for rental assistance.

You’ll have to apply to receive a Housing Choice Voucher from the Section 8 program. It will not be given to you. Keeping this in mind, avoid any unsolicited offers that promise Section 8 vouchers out of the blue.

3. Charging for Section 8 applications.

You shouldn’t have to pay a penny to receive a Section 8 application, as the Department of Housing and Urban Development (HUD) strictly prohibits charging any fees to apply. Still, scammers know you may be anxious to begin the application process, which is why they could trick you into paying to start.

If you’re ready to apply for Section 8 so you can save on rent in the future, contact your PHA to get started.

4. Vouchers in exchange for payment.

You cannot merely pay for a voucher, nor can you exchange cash for moving up in a waiting list. As stated, there’s an application process involved with Section 8 that everyone must go through.

After you contact your PHA, you can apply for Section 8. If you meet the requirements, you will be placed on a waiting list. Once your turn in line is reached, you will then receive your voucher so you can soon move into your new home.

None of this process can be accelerated by paying someone on the side. If you see any promises for such a service, avoid them at all costs.

5. Charging deposits to see Section 8 units.

Legitimate landlords will let you view Section 8 units at no cost. If you see any advertisements on classified websites that charge a deposit to see a unit, it’s most likely a scam.

Although scammers love stealing money, your personal information can be just as valuable. Remember this should you come upon any websites asking you to fill out forms to receive Section 8 information, as they can sell your data to marketing companies or use it to commit identity theft.

Once again, apply directly through your PHA once you’re ready to begin your Section 8 journey.